Terms of Use
These Terms of Use govern your access to and use of wisepaycheck.com (the "Site"), operated by Best Online Industries. By using the Site you agree to these terms. If you do not agree, please do not use the Site.
The Site provides estimates, not advice
Every figure produced by the calculators on this Site is an estimate for general informational and planning purposes only. Nothing on this Site is tax advice, legal advice, financial advice, investment advice, or a loan offer or commitment, and no professional relationship of any kind is created by your use of it.
Tax law, withholding rules, lending standards and interest rates change, vary by jurisdiction, and depend on facts specific to you. Before filing a return, signing a loan, or making any decision with money attached, verify the numbers with a qualified tax professional, your employer's payroll department, or your lender.
Accuracy and limitations
We make a reasonable effort to keep tax figures and rate data current and to state on the Site how current they are. Even so, the calculators simplify a complex system. Among other things, they do not model local or city income taxes, itemized deductions, most tax credits, self-employment tax, multiple jobs, supplemental withholding on bonuses, wage garnishments, or arrangements particular to your employer.
We do not warrant that the Site or its output is accurate, complete, current, or suitable for your circumstances.
Acceptable use
You agree not to use the Site to break the law, to interfere with its operation or security, to scrape or copy it at scale for republication, to introduce malicious code, or to misrepresent the Site's output as professional advice to a third party.
Intellectual property
The text, design, layout and code of this Site are owned by Best Online Industries and are protected by copyright. You may use the calculators freely and quote short excerpts with attribution and a link. You may not republish the Site's content wholesale or present it as your own.
Advertising and third-party links
The Site displays advertising served by Google AdSense and may link to third-party resources. We do not control, endorse, or take responsibility for the content, products, or practices of any advertiser or linked site. Any dealings you have with an advertiser are between you and that advertiser.
No warranty
THE SITE IS PROVIDED "AS IS" AND "AS AVAILABLE", WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. We do not warrant that the Site will be uninterrupted, timely, secure, or error-free.
Limitation of liability
To the fullest extent permitted by law, Best Online Industries and its operators will not be liable for any indirect, incidental, special, consequential, or punitive damages, or for any loss of profits, savings, data, or opportunity, arising out of or relating to your use of or reliance on the Site or its output — including any decision you make about employment, budgeting, borrowing, or purchasing a home.
Changes to the Site and to these terms
We may modify, suspend, or discontinue any part of the Site at any time without notice. We may also revise these terms; revisions take effect when posted, and the effective date above will be updated. Continued use after a change constitutes acceptance.
Governing law
These terms are governed by the laws of the State of Idaho, United States, without regard to its conflict-of-law rules. If any provision is found unenforceable, the remainder stays in effect.
Contact
Questions about these terms can be sent to bestonlineindustries@gmail.com.