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Privacy Policy

Effective date: August 26, 2026

This Privacy Policy explains what information Wise Paycheck collects when you use wisepaycheck.com, how it is used, and the choices you have. Wise Paycheck is operated by Best Online Industries ("we", "us"). By using the site you agree to this policy.

The short version

We do not ask you to create an account. We do not ask for your name, address, or Social Security number. The numbers you type into the calculators are processed entirely in your own browser and are never transmitted to us or stored on our servers. We do use Google AdSense to display advertising, and Google and its partners use cookies and similar technologies to serve those ads.

Information you enter into the calculators

The paycheck, budget and mortgage calculators run as JavaScript inside your browser. Your gross pay, filing status, deductions, expenses, loan amounts and any other figure you enter stay on your device. Those values are not sent to a server, not logged, and not retained after you close the page. We could not retrieve them if we wanted to.

Information collected automatically

Like most websites, our hosting provider records standard server logs when a page is requested. These logs can include your IP address, browser type and version, the pages you visited, the time of the request, and the referring page. This information is used to keep the site running, diagnose problems, and understand aggregate traffic patterns. It is not used to identify individual visitors.

Cookies and advertising

We use Google AdSense to display advertisements on this site. Advertising is how the site stays free to use.

Third-party ad servers or ad networks may also use cookies, JavaScript or web beacons in the advertisements that appear on this site. They automatically receive your IP address when this occurs. These technologies are used to measure the effectiveness of advertising and to personalize the advertising content you see. Wise Paycheck has no access to or control over the cookies used by third-party advertisers.

Your browser settings let you refuse cookies or alert you when a cookie is being set. Blocking cookies may affect how some parts of this or other websites function.

Users in the European Economic Area and the United Kingdom

Where the GDPR applies, our lawful basis for processing server log data is our legitimate interest in operating and securing the site. Advertising cookies that are not strictly necessary are set on the basis of consent, collected through Google's consent mechanism where required. You have the right to access, correct, or request deletion of personal data we hold about you, to object to processing, and to lodge a complaint with your national supervisory authority. Because we do not operate user accounts, in most cases the only data we hold is the server log described above.

California residents

Under the California Consumer Privacy Act, California residents have the right to know what categories of personal information are collected, to request deletion, and to opt out of the "sale" or "sharing" of personal information — which, under California law, can include the transfer of identifiers to advertising partners for cross-context behavioral advertising. We do not sell personal information for money. To opt out of personalized advertising, use the Google Ads Settings link above, or contact us at the address below and we will assist. We will not discriminate against you for exercising these rights.

Children's privacy

This site is intended for a general adult audience. It is not directed to children under 13, and we do not knowingly collect personal information from children under 13. If you believe a child has provided us with personal information, contact us and we will delete it.

Data retention and security

Server logs are retained by our hosting provider on their standard schedule and then discarded. The site is served over HTTPS. No method of transmission or storage is completely secure, and we cannot guarantee absolute security.

Links to other sites

This site may link to external resources, and advertisements may link to third-party sites. We are not responsible for the privacy practices or content of those sites. We encourage you to read the privacy policy of any site you visit.

Changes to this policy

We may update this policy from time to time. Changes take effect when posted, and the effective date at the top of this page will be revised. Continued use of the site after a change constitutes acceptance of the updated policy.

Contact

Questions about this policy, or a request regarding your data, can be sent to bestonlineindustries@gmail.com.